Countdown to 65 - Your Medicare Checklist

Medicare can be complicated. A good plan, and expert counsel from the ABA Insurance Program, can help alleviate much of the uncertainty and ensure you receive the best coverage and cost for your unique needs. This checklist will help you stay on track as you approach your 65th birthday.

6 Months Prior To Your 65th Birthday

• Understand the fundamentals of Medicare Parts A, B, C and D
• Confirm your work history will qualify you for coverage
• Learn how other coverage works with Medicare
• Identify the cost of Medicare
• Set an enrollment reminder 90 days before your 65th birthday to avoid coverage delays or costly penalties

4 Months Prior to Your 65th Birthday

• Talk to an ABA Insurance Program Representative about ABA-exclusive options
• Research plan options with an ABA Insurance Representative
• Calculate costs for premiums, deductibles and co-pays/coinsurance
• Make your decision

3 Months Prior to Your 65th Birthday

• Enroll during your initial enrollment period
• Confirm receipt of your Medicare card(s)
• Research how to use your Medicare benefit